CUBAN HEALTH & TRAVEL INSURANCE MANDATORY

CUBA TOURIST SHOW

INSURANCE TO CUBA

Cuban government declared all Cuban and international tourists to buy mandatory health insurance to visit the island of Cuba.

Same rules apply to all Cubans living abroad and when returning back to Cuba for visits and for foreigners residing in Cuba.

They decided during a unique meeting of the powerful Cuban Council of Ministers that was published this month in the Cuban Newspapers and the Official Gazette.

According to the new rules the Cuban government says mandatory medical insurance policies purchased abroad must be with insurance companies officially recognized in Cuba.

Insurance can be purchased at every airport and entrance to Cuba from Cuban Insurance companies.

Diplomatic personnel and important representatives of foreign organizations are exempt from mandatory insurance.

The Cuban Ministry of Finance and Prices is in charge and empowered by the Executive Cuban Council of Ministers to set fair prices of the insurance polices to be sold by Cuban companies.



Cuban Insurance News

FROM THE REPUBLIC OF CUBA

CUBAN MINISTRY OF JUSTICE

Information in this extraordinary

Official Gazette


CUBAN EXECUTIVE COUNCIL OF MINISTERS
 
The Secretary of the Council of Ministers

CERTIFIES

Whereas the Executive Committee of the Council of Ministers, making use of the powers granted it by Article 97 of the Constitution of the Republic the following:

AGREEMENT

FIRST: For entry into the country, all travelers, foreigners and Cuban overseas residents are required to possess a travel insurance policy, covering medical expenses, issued by an insurance entity recognized in Cuba.

At points of entry into the country, the sale of these policies will be ensured by Cuban insurance entities.

SECOND: During their stay in the country, foreigners with temporary residence in Cuba are required to have a medical insurance policy issued by a Cuban or foreign insurance entity recognized in Cuba.

THIRD:  Diplomatic personnel and representatives of international organizations accredited in Cuba shall be excluded from application of the previous regulation.

FOURTH: The Minister of Finances and Prices shall be made responsible for approving the forms of charging for medical services and evaluating insurance policies contracted through Cuban insurance entities, applicable to foreign as well as Cuban overseas residents and  temporary foreign residents.

FIFTH: The ministers of Public Health and Tourism are authorized, in accordance with their respective responsibilities, to dictate the norms relative to the reorganization of medical care for travelers and foreigners, as well as for Cuban overseas residents and temporary foreign residents.

SIXTH: The present Agreement shall go into effect immediately.

In order to provide copies of this agreement to the members of the Executive Committee of the Council of Ministers and to all others for which it is pertinent, the present certification is being dispatched from the Palace of the Cuban Revolution.

Cuba Guides

CUBAN HEALTH INSURANCE New Rules

Cuban Health Insurance

Cuban Tourists Must Buy Health, Travel and Medical Insurance
Tourist travelling to Cuba will soon have no choice for travel health insurance. The Cuban government has passed a law that requires all touruist to ahve some from of Cuban Health insurance and Cuban travel insurance before they are allowed to vacation in Cuba.

They may buy full health insurance when they land in CUba or face having to buy an alternative communist travel insurance policy. All tourist must show a copy of Proof of medical coverage from 2010 onwards. Cuba's Ministry of Tourism headquarters via the Tourist Bureau in Canada notified tour operators today with promises of further details regarding the new policy. About 3 million tourist visited the island paradise of Fidel Castro last year, according to the ministry of Cuban tourism.

In future, if tourist arrive without coverage, a Cuban insurance company will sell them medical coverage at an airport, port or marina. Cuba government sources said about 20 per cent of visitors now arrive without coverage. Tourist Bureau employees assure touruist that Cuba will not force its insurance policies on anyone with individual or group travel health insurance coverage from Canada. Tourism is a major source of Cuba’s foreign exchange earnings.  Cuba would offer older tourist coverage they could not find or afford in thier own country because of pre-existing medical conditions.  Cuba would help keep a lid on runaway capitalist prices, by doing do a mass pooling of risk, yet shockingly we discover highly selective exclusions, worse than in this country.
CUBA HAS GOOD HEALTH CARE
Image via WikipediaFidel Casto has always supported teh Cuban Health Care System. Health insurance  and education have always been one of his top priorities for the People of Cuba.

Cuba is a vacation paradise that is known for its long, warm beaches and its low-cost, high-quality medical personnel.  Hospitals do not necessarily have the most modern equipment thanks to America’s embargo on trade with Cuba.  But some of Cuba’s 2.4 million annual visitors travel there to get medical care.  The CIA of the USA states that Cuba pays for oil imports by supplying about 40,000 Cuban Doctors and nurses to Venezuela. Cuba could apply its mass health care system to design a low-cost medical plan for tourists.

Many tourists have complained that most, though not all, emergency medical coverage is priced as though everyone is going to the United States, with its high-cost medical care.  Cuba does offer bare-bones medical policies that would be no match for other health care insurance and travel policies. Charges are estimated at $2.70. a day for up to $7,558 of medical emergency insurance with additional types of coverage that charge about $3.24 a day for $27,000 of medical coverage and $7,558 for transportation of deceased, injured or sick persons.

That compares with $1.81 a day or $16 a week for cuban tourist to get $5 million of medical coverage from any other international travel and health insurers. Meanwhile, a seniors aged 70 to 74, would pay $6.36 a day for a short trip any where in Cuba. Cuban heath care insurance policies would provide enough coverage for the vast majority of illnesses while vacationing in Cuba.

Travel and medical insurance coverage would be limited for someone who suffered such a serious injury or illness that they required care in the United States before returning to Canada, he said.  Cuban insurance will not assume payment for treatment of pre-existing medical conditions, known or unknown to the insured tourist. You could pay the modest premium and discover later you have no coverage when you need it.

Warning to all tourist traveling to Cuba. Don’t leave home without proper Health Insurance and travel coverage.

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CUBA INSURANCE

CUBA INSURANCE

Before you plan your Havana trips make sure you consider protecting yourself with low risk low cost Cuba insurance products. If your traveling anywhere in Cuba, insurance is important in the lives of people. It protects you and your family in case disaster strikes and you never really know if and when something may go wrong to jeopardize your family's Holiday in Cuba. So make the right choice and choose to properly protect your family and save your money in form of Cuba Insurance and keep your family safe & secure.

IMPORTANCE OF CUBA INSURANCE

Insurance in Cuba has become a staple of traveling to Cuba. Life insurance but also medical and pension insurances are coming in the scene. Another new addition in the list is the Cuba travel insurance.

Cuba Medical Insurance: There are different types of medical insurance policies in Cuba. People are being more and more attracted towards the medical insurances for a safe and healthy life. The medical insurance policies not only save your tax but also help you when you face some kind of serious illness and get admitted to the hospital.

Cuba Travel Insurance: Cuba travel insurance is another very important aspect in the field of insurance. It helps you in situations when you lose your luggage or face an accident in the foreign country.
Cuba Life Insurance: The life insurance policies are also very popular in Cuba. These policies are there to save your family in case of your demise.

Though it may seem ridiculous to save money for the future, that you yourself would not be able to enjoy, it is otherwise a practical and farsighted step to ensure the well being of your family in the unforeseen future.